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ARE YOU ACA COMPLIANT?
Navigating the complexities of the Affordable Care Act can be challenging, but staying compliant is crucial for avoiding costly penalties. Our expert team is here to help you understand your responsibilities, manage reporting requirements, and ensure your business is fully aligned with ACA regulations. Don't let compliance worries hold you back—let us guide you toward peace of mind and confidence in your business's ACA compliance.
Why our clients choose us.
At ACA 360, we provide businesses with a comprehensive, hassle-free approach to ACA compliance. Our expertise, technology-driven solutions, and personalized service ensure that your company stays fully compliant while avoiding costly IRS penalties.
What We Do.
Proactive ACA Monitoring
Our experts take a proactive approach to ACA monitoring. Ensuring employers remain continuously compliant with regulations by identifying and addressing potential compliance risks before they become costly issues.
ACA Penalty Relief
Our ACA Penalty Relief Services help employers navigate and mitigate potential IRS penalties related to ACA compliance. Whether you've received an IRS letter 226J, 5005-A, or another ACA related penalty notice, our expert team provides a strategic approach to minimize or eliminate fines.
End of Year Filings
Our ACA end of year filing service ensures that employers meet all IRS reporting requirements under the ACA accurately and on time. We handle the preparation and submission of forms 1094-C and 1095-C, helping businesses avoid penalties and remain compliant with federal regulations.
HOW IT WORKS
Our experts have created a simplified and proven system to actively monitor your employees for ACA compliance.
Data Analysis
We analyze your payroll data in our ACA tracking software in real time. This ensures the most accurate data is being used to determine compliance.
Monthly Reports
Using data directly from your payroll, we determine employees who are considered ACA full-time. We send you a list each month as employees become eligible to ensure timely offers of coverage are being extended.
End of Year Filings
We take care of all end of year ACA filings. Our experts review each employees 1095 by hand. We ensure all coding is correct, using the best safe harbor for your business.
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Do I have ACA reporting responsibilities?If an employer averages at least 50 full-time or full time equivalent employees during the prior year, the employer is an ALE (applicable large employer) for the current calendar year and has reporting responsibilities.
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I determined I am an ALE (Applicable Large Employer) now what?If an organization is an ALE, the ACA requires it to share the responsibility of offering affordable care to employees who are considered ACA full-time and report on those offerings to the IRS.
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Who is considered a Full-time employee in the eyes of the ACA?Any employee who works an average of 30 hours per week, 130 hours per month, or 1560 hours per year regardless of their designated status.
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What is a "safe harbor" and what is it used for?ACA safe harbors are methods employers can use to demonstrate that their health plans are affordable, avoiding potential penalties, without needing to gather detailed employee income information. ACA 360 will help you choose the correct safe harbor for your business.
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